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Septic tank cleaning companies face multiple risks, such as employee injuries and damage to client property. If an employee is exposed to toxic fumes or accidentally damages a client's fence or lawn, it could open your business up to legal action. Septic tank cleaning insurance can cover expenses related to a lawsuit, medical bills, and more.
What are the different types of Septic Insurance that I may need?
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General Liability
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Commercial Property
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Professional Liability
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Cyber Security
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Commercial Auto
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Worker's Compensation
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Commercial Umbrella
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How much does Septic Insurance cost?
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There are many different factors that can affect your cost for septic liability insurance, including your:
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Location, because some states have minimum coverage requirements that can increase your insurance cost.
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History, especially if you’ve faced many claims and lawsuits in the past.
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Number of Employees, because the more employees you have, the more it can cost for coverage.
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Policy terms, like choosing a higher coverage amount, deductible or earlier retroactive date.
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General aggregate limit, the total amount of coverage you may need for potential losses.
