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ROCHESTER MACHINE SHOP INSURANCE
Machine shops provide a wide variety of services and products to their customers. The machine shop you own may produce unique merchandise for your customers to sell or it may focus on providing services such as repairing or patching worn metal tools and crafting replacement parts for existing machinery. Regardless of how your company specifically operates, as the owner you are responsible for a number of different tasks each day. You must keep the company running and profitable while also keeping your employees and customers both safe and happy. One way to relieve some of your responsibilities is to carry general liability insurance for machine shops.
What are the different types of Machine Shop Insurance that I may need?
Products and Completed Operations
Personal and Advertising Injury
Damages to Premises Rented
Medical Expense Limit
Limits of Liability (each occurrence/general aggregate)
How much does Machine Shop Liability Insurance cost?
There are many different factors that can affect your cost for machine shop liability insurance, including your:
Location, because some states have minimum coverage requirements that can increase your insurance cost.
History, especially if you’ve faced many claims and lawsuits in the past.
Business size, because the more employees you have, the more it can cost for coverage.
Policy terms, like choosing a higher coverage amount, deductible or earlier retroactive date.
Clients and contracts, because the more clients your company has, the more likely it is one of them may sue you.
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2142 Ridgeway Avenue
Rochester, NY 14626
Monday - Thursday
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Evenings & Weekends by Appointment