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landscaping business insurance tips

Landscapers and other various lawn care businesses are often exposed to risks that can lead to accidents and financial loss. Landscaping insurance can protect your business from the potentially devastating effects that can result from those risks.

What are the different types of Landscaping Insurance that I may need?

  • General Liability 

  • Worker's Compensation

  • Business Property Liability

  • Equipment Breakdown

  • Commercial Auto Insurance

  • Umbrella and Excess Liability

  • Business Income and Extra Expense

  • Electronic Data

How much does Landscaping Liability Insurance cost?

There are many different factors that can affect your cost for landscaping liability insurance, including your:
 

  • Location, because some states have minimum coverage requirements that can increase your insurance cost.

  • History, especially if you’ve faced many claims and lawsuits in the past.

  • Business size, because the more employees you have, the more it can cost for coverage.

  • Policy terms, like choosing a higher coverage amount, deductible or earlier retroactive date.

  • Clients and contracts, because the more clients your company has, the more likely it is one of them may sue you.

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