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construction business insurance tips

Work-related accidents are common, and they can be costly without the right coverage. Construction insurance can protect your business against financial liabilities that could result from unexpected accidents and other situations. Adequate coverage could mean the difference between staying in business or not.

What are the different types of Construction Insurance that I may need?

  • General Liability

  • Equipment Breakdown

  • Buildings and Contents

  • Commercial Property

  • Crime Insurance (tools and equipment)

  • Worker's Compensation

  • Commercial Auto

  • Business Income and Extra Expenses

  • Employee Dishonesty

  • Electronic Data

How much does Construction Insurance cost?

There are many different factors that can affect your cost for Construction liability insurance, including your:
 

  • Location, because some states have minimum coverage requirements that can increase your insurance cost.

  • History, especially if you’ve faced many claims and lawsuits in the past.

  • Number of Employees, because the more employees you have, the more it can cost for coverage.

  • Policy terms, like choosing a higher coverage amount, deductible or earlier retroactive date.

  • General aggregate limit, the total amount of coverage you may need for potential losses.

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2142 Ridgeway Ave. 

Rochester, NY 14626

jeremy@lawrenceagency.com

 

Tel: 585-227-7500

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Monday - Friday 

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Evenings & Weekends by Appointment

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