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Owning an art studio is a wonderful way to bring improvements to your community and the surrounding business areas. It’s also a potentially lucrative way to earn a living, and it allows you to indulge in either your own artistic side or your collectibles hobby.
Art studios, like other small businesses, need to protect company profits and assets while also providing the best protection they can for their customers. This is accomplished with business insurance coverage.
What are the different types of Art Studio Insurance that I may need?
How much does Art Studio Insurance cost?
There are many different factors that can affect your cost for studio liability insurance, including your:
Location, because some states have minimum coverage requirements that can increase your insurance cost.
History, especially if you’ve faced many claims and lawsuits in the past.
Number of Employees, because the more employees you have, the more it can cost for coverage.
Policy terms, like choosing a higher coverage amount, deductible or earlier retroactive date.
General aggregate limit, the total amount of coverage you may need for potential losses.