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appliance repair business insurance tips

Refrigerators, ranges, dishwashers, washing machines; whatever type of appliances you repair and whether you fix them for residential or commercial property owners, your clients rely on your services to keep the devices they use on a regular basis up and running.

As the owner and operator of an appliance repair business, you do your best to make sure you meet the needs of your clients and maintain the operations of your company; however, despite your best efforts, problems can arise. To protect yourself from the numerous - and costly - risks that you face as an appliance repair professional, investing in the right type of appliance repair and service business insurance is crucial.

What are the different types of Appliance Repair Insurance that I may need?

  • General Liability

  • Commercial Property

  • Crime Insurance (tools and equipment)

  • Worker's Compensation

  • Commercial Auto

How much does Appliance Repair Insurance cost?

There are many different factors that can affect your cost for appliance repair liability insurance, including your:
 

  • Location, because some states have minimum coverage requirements that can increase your insurance cost.

  • History, especially if you’ve faced many claims and lawsuits in the past.

  • Number of Employees, because the more employees you have, the more it can cost for coverage.

  • Policy terms, like choosing a higher coverage amount, deductible or earlier retroactive date.

  • General aggregate limit, the total amount of coverage you may need for potential losses.

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Tel: 585-227-7500

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