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advertising agency insurance tips

Let’s say your advertising agency makes a mistake while working on a campaign for one of your clients. Did you realize they can sue you if they suffer a financial loss due to that mistake? Even if your ad agency didn’t actually make a mistake, your client can still sue you just because they believe you made one.
 
That’s why it’s so important to have professional liability insurance. Lawsuits can happen for any reason at any time, and having the right coverage can help protect you and the business you’ve worked so hard to build.

What are the different types of Advertising Insurance that I may need?

  • Property & Liability Insurance

  • General Liability Insurance

  • Worker's Compensation Insurance

  • Professional Liability Insurance (E&O)

  • Cyber Security Insurance

  • Umbrella Insurance

How much does Advertisers Liability Insurance cost?

There are many different factors that can affect your cost for advertisers liability insurance, including your:
 

  • Location, because some states have minimum coverage requirements that can increase your insurance cost.

  • History, especially if you’ve faced many claims and lawsuits in the past.

  • Agency size, because the more employees you have, the more it can cost for coverage.

  • Policy terms, like choosing a higher coverage amount or earlier retroactive date.

  • Clients and contracts, because the more clients your ad agency has, the more likely it is one of them may sue you.

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jeremy@lawrenceagency.com

Tel: 585-227-7500

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